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Impacts of GST on indian economy | effects of gst on indian economy

Gst can impact Indian economy in a big way. With the global market is going through a severe recession, Gst is not a threat to the economy at all. India is one of the countries that are benefited from Gst due to its large population.There are various sectors in the Indian economy, which benefits from Gst. With the economic slowdown in the global market, Gst cannot have negative impact on the economy. The following are some of the sectors that are affected by Gst:Agriculture: This sector depends upon agricultural products and other resources that are obtained through agriculture. This sector is the largest consumer of food and other food stuffs produced by any industry. With the demand for food dropping, agriculture also suffers.Construction Industry: With the economy being hit by global recession, construction industry also suffers. People who depend on the construction industry are the ones who are suffering the most. With this effect, people find themselves with reduced jobs, which …

SBI Credit Card Review : SBI simply save credit card - the best credit card in india

SBI is considered as the best bank in the public sector banks in India. They do not charge any hidden charges like other private sector banks. State bank of India provides different types of credit cards in India. out of them, the budget-friendly card is SBI simply save and simply click credit cards.SimplySAVE is used for offline shopping and SimplyCLICK is used for online shopping. If you do online shopping then you must have this credit card. This credit card provides many offers on online shopping sites like Amazon and Flipkart So here today I will give you information about this credit card.
SimplySAVE SBI Card
A credit card is a physical card that you can use to purchase products and services through the electronic medium, even if you do not have money in your account.  ( note -  these cards should not be used in the ATM).
 SimplyCLICK SBI Card
Features of SBI Simplysave and click credit card

  1. provides 2000 bonus points on spending 2000 rupees in the first 60 days of activating the credit card.
  2. these credit cards are accepted in the international outlets with including 350000 outlets in India.
  3. Flexipay provides you the facility to convert your credit card money to pay back in easy monthly installments.
  4. Pay all the utility bills at a single card.
  5. You will get 10x reward points on movies, dining, and shopping.
  6. Rewards points on each transaction.
  7. 2.5% cashback on offline shopping.
  8. Rs2000 Cleartrip voucher on spend of rs100000 in one year.
Eligibility Criteria for SBI credit card

  1. The age of the applicant should be greater than 21 years.
  2. The applicant should be a resident of India. 
  3. the credit score of account holder should be above 700+
  4. The applicant should have all the required documents.
  5. applicant should have a monthly income of minimum rs20000. If you are self-employed or have a business you can use ITR to apply.
Joining Fees

Rs499 per year + GST

Other charges on SBI credit card


Foreign Transaction Fee - 3.5%
Card replacement fee - Rs. 100
Cash payment charge - Rs. 100
Late payment charges - Rs. 100 to 750
Cash advance fee - 2.5% of transaction (minimum Rs. 300)
Over limit fee - 2.5% of over limit amount (minimum Rs. 500).


Documents Required for SBI simplysave card

proof of address  -  anyone from below
  • Aadhar Card
  • Ration Card
  • Passport
  • Voter ID
  • Driving License
  • Electricity/Water or another utility bill not more than 2 months old
proof of identity - anyone from below
  • Aadhar Card
  • Passport
  • Voter ID
  • Driving License
  • PAN Card
  • NREGA Card
  • Ration Card
Proof of income - 
  • Salary Slip
  • Bank Statement
  • Form 16
  • ITR
  • Bank Statements for the last 3 months
Recent passport-sized photos
PAN card mandatory.
( If you do not have monthly income or nor you have any business, then you can apply for the credit card using the Fixed deposit account receipt.)



How to apply for SBI SimplySAVE credit online?

  • First, go to https://www.sbicard.com/en/eapply.page
  • Select simplysave card from the options.
  • Fill up all the required personal, professional details, and residential address.
  • Now you will have have to submit the physical documents in the SBI branch. ( sometimes an executive calls you from SBICARD  from SBI)
You can also apply for the credit card offline by going to the bank branch.
I will suggest you apply in offline mode. in the branch, they will solve your all queries cause they get a commission  for each credit card they apply.


If you are having an issue in getting this credit card write down in the comment section I will solve your all the queries.


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